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Georgia Motorcycle Insurance
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The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Georgia Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
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Learn more about Georgia Motorcycle Insurance
policy coverage options below! |
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Click on the link below to fill out a quote request form for a Motorcycle
Insurance policy that will provide excellent Georgia motorcycle insurance coverage at an affordable cost. Or you can speak with our Georgia Motorcycle Insurance specialist at (770) 510-4328 to discuss the features. |
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This coverage comes into play when an at-fault driver has auto or motorcycle liability
insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Georgia. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your motorcycle is damaged in an accident caused by a driver who has
insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is also not required for motorcycle insurance coverage in Georgia. |
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Georgia Motorcycle Insurance FAQ
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Click on the link below to fill out a quote request form for a Motorcycle Insurance policy
that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our Georgia Motorcycle Insurance specialist at (770) 510-4328 to discuss the features. |
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We are your local Atlanta, Georgia area insurance agency, offering affordable motorcycle insurance
policy premiums in the following cities and counties: Stone Mountain, Alpharetta, Buckhead, Canton, Cumming, Buford, Braselton, Sugar Hill, Hoschton, Gainesville, North Atlanta, Tucker, Pine Lake, Mountain Park, Glen Haven, Clarkston, Belmont, Redan, Pittsburg, Lilburn, Luxomni, Snellville, Five Forks, Centerville, Caleb, Zingara, McElroys Mill, Rosebud, Grayson, Loganville, Walnut Grove, Youth, Between, Windsor, Nicholasville, Alcovy Mountain, Bold Springs, Campton, Monroe, Jersey, Whitney, Pannell, Lithonia, Panthersville, Dialtown, Flint Hill, Conyers, Milstead, Klondike, Panola, Snapfinger, Magnet, Gloster, Bethesda, Pleasant Hill, Norcross, Pittman, Mechanicsville, Meadow, Duluth, Berkeley Lake, Lawrenceville, Forest Hills, Suwanee, Scottdale, Belvedere, Northwoods, East Lake, Decatur, Avondale Estates, Rehoboth, North Decatur, East Atlanta, Dunwoody, Oakhurst, Druid Hills, La Vista, Brookhaven, Roswell, Doraville, Marietta, Smyrna, Winder, Auburn, Gwinnett County, Dekalb County, Rockdale County, Walton County, Newton County, Hall County, Barrow County, and Fulton County, GA. |
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**The information, pictures, and other content in this website about particular insurance services
is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in Georgia is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the state of Georgia minimums listed above. Contact us at (770) 510-4328 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Georgia Liability Coverage limits explanation:
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25/50/25 25=$25,000 - 50=$50,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a motorcycle,
car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Georgia is $25,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or others
hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This Georgia motorcycle insurance coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required motorcycle insurance coverage in Georgia. |
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Covers damage caused to the owners motorcycle from a collision
caused by another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Georgia Motorcycle Insurance policy. |
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Georgia Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Georgia Motorcycle Insurance policy. |
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Georgia Motorcycle Insurance FAQ
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Georgia Motorcycle Insurance FAQ
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Benefits Provided:
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80% of medical benefits for all reasonable expenses for necessary medical, surgical, x-
ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity from
inability to work because of an injury suffered in an accident. |
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Georgia Motorcycle Insurance FAQ
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Georgia does not require (PIP) or personal injury protection coverage. This coverage pays
medical bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
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Georgia Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Georgia Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no auto or motorcycle liability insurance. This is not a required coverage for Georgia Motorcycle Insurance. Contact us at (770) 510-4328 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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Motorcycle
Insurance
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Lindsey Insurance Group
2305 West Park Place Blvd.
Suite A
Stone Mountain, Georgia 30087
Gwinnett County, GA
(770) 510-4328
Toll Free: 800-659-1232 ext. 4328
Fax: (770) 465-9691
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Proudly serving
Georgia since 1999!
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LINDSEY
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Insurance Group
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Site Built & Maintained by InsuranceWebsiteServices.com
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Copyright 2006-2008 John Lindsey & Associates, Inc. - All rights reserved
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Georgia Motorcycle Insurance
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