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Georgia Renters Insurance
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We offer affordable renters insurance policies that have flexibility to meet
your individual needs and above all, provide you with the security that comes only from the knowledge that your home is safe. If you live in an apartment or a rented house, a Georgia renters insurance policy covers you and your possessions. A standard Georgia renters insurance policy protects your personal property in many cases of theft or damage, and may pay for temporary living expenses if your rental is damaged so seriously you can't live in it. It can also protect you from personal liability. |
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The standard Georgia renters insurance policy covers the actual cash
value of personal property. Payments are based on the replacement cost of the property minus a deduction for physical depreciation and obsolescence. If you add replacement cost coverage (for an additional premium), the insurance company will pay one of the two amounts below, whichever is lower? |
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1. The cost to replace the property with a similar type and
quality of property without a deduction for depreciation. |
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2. The full cost to repair at the time of the loss.
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Georgia renters insurance policy is a popular form of personal
insurance and usually contains four sections: C, D, E, and F: |
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Coverage C - protects your personal property, (e.g. furniture, CDs,
stereo and clothes). You choose a dollar amount limit (what you think your possessions are worth) when you purchase a Georgia renters insurance policy. |
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Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your personal property limit. |
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Coverage E - covers your personal liability claims and suits for bodily
injury or property damage. You choose this limit when you purchase the Georgia renters insurance policy. |
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Coverage F - pays for medical expenses for minor injuries to others
even if you were not at fault. The policy normally includes limits of $1,000 per person. |
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A Georgia renters insurance policy covers "named perils" listed on
your policy and usually include the following: |
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Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam, Sudden and accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental damage from artificially generated electrical current , Volcanic eruptions (doesn't include earthquake or tremors) |
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Click on the link below to fill out a quote request form for a Georgia
Renters Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our Atlanta, GA area Renters Insurance agent specialist at (770) 510-4328 to discuss the features. |
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We are your local Atlanta, GA area insurance agency, offering affordable
Georgia renters insurance policy premiums in the following cities and counties: Stone Mountain, Alpharetta, Buckhead, Canton, Cumming, Buford, Braselton, Sugar Hill, Hoschton, Gainesville, North Atlanta, Tucker, Pine Lake, Mountain Park, Glen Haven, Clarkston, Belmont, Redan, Pittsburg, Lilburn, Luxomni, Snellville, Five Forks, Centerville, Caleb, Zingara, McElroys Mill, Rosebud, Grayson, Loganville, Walnut Grove, Youth, Between, Windsor, Nicholasville, Alcovy Mountain, Bold Springs, Campton, Monroe, Jersey, Whitney, Pannell, Lithonia, Panthersville, Dialtown, Flint Hill, Conyers, Milstead, Klondike, Panola, Snapfinger, Magnet, Gloster, Bethesda, Pleasant Hill, Norcross, Pittman, Mechanicsville, Meadow, Duluth, Berkeley Lake, Lawrenceville, Forest Hills, Suwanee, Scottdale, Belvedere, Northwoods, East Lake, Decatur, Avondale Estates, Rehoboth, North Decatur, East Atlanta, Dunwoody, Oakhurst, Druid Hills, La Vista, Brookhaven, Roswell, Doraville, Marietta, Smyrna, Winder, Auburn, Gwinnett County, Dekalb County, Rockdale County, Walton County, Newton County, Hall County, Barrow County, and Fulton County, GA. |
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Renters
Insurance
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Lindsey Insurance Group
2305 West Park Place Blvd.
Suite A
Stone Mountain, Georgia 30087
Gwinnett County, GA
(770) 510-4328
Toll Free: 800-659-1232 ext. 4328
Fax: (770) 465-9691
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Proudly serving
Georgia since 1999!
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LINDSEY
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Insurance Group
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Copyright 2006-2008 John Lindsey & Associates, Inc. - All rights reserved
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Georgia Renters Insurance
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